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SCAMS

How online scammers target victims and how to protect yourself

Online scams have evolved from basic phishing emails into sophisticated operations that cost consumers billions of dollars each year.

According to fraud.com, the Top 10 online scams in 2025 included: phishing/spoofing, general merchandise on the internet, prizes/sweepstakes, investments including cryptocurrency, advance fee loans, fake check scams, friendship/sweetheart swindles, family/friend impostor, home repair and credit repair.

Rachel Caballero, community developments director and public relations manager for TruWest Credit Union, says they see people getting scammed on a daily basis.

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