OPINION — I run my own photography studio. Most customers pay through peer-to-peer apps. Money lands in seconds, and on Zelle, nobody pays fees, so I keep more in my pocket. My business isn’t unique. Arizona has more than 700,000 small businesses, many running on payment apps, the new cash.
So, when Washington, D.C., talks about regulating payment apps, we pay attention. Bad rules hit businesses like ours.
No one knows scams better than small businesses facing fake invoices, phony vendor emails and bogus utility calls. I want criminals stopped without losing the tools my business runs on.
